Roma Templeton Insurance Agency

Our policies come with an agent. You can count on our expertise to help guide your insurance and financial decisions—whatever your situation or stage in life. We offer dependable, friendly service, and the knowledge and experience you need to get your insurance needs taken care of.

We will be glad to schedule after hours appointments.

Licenses / Credentials:
• Life & Health License
• Property & Casualty License

Your Houston Home Insurance Agent: Providing Security and Guidance

If you want to buy or rent a new residence, you need to get the help of a reliable Houston Home Insurance Agent. Homeowner’s insurance, also known as HOI, should be purchased because it is required by all mortgage lenders before they give you a loan. Insurance is essential for the security of your home and your future.

Imagine what would happen if you were uninsured and suffered a massive fire in your home. Without a policy from your local Houston Home Insurance Agent, everything you love and all that you've worked for would literally go up in smoke. By having a homeowner’s policy, you are taking the most important and responsible steps towards protecting your home from unexpected disasters.

Valuable insurance policies are available from Houston Home Insurance Agent to protect your residence, your possessions and any other insurable properties While home insurance is an absolute necessity for homeowners, it shouldn't be regarded as merely an optional accessory to the purchase or rental of other types of properties. If you want to keep yourself from losing everything and being able to bounce back from any disaster, you need to be insured.

How A Reputable Houston Home Insurance Agent Can Help You Meet All Your Insurance Needs

There are many different kinds of homeowner's insurance policies. The best Policy for you can be determined by Houston Home Insurance Agent depending on your situation, your needs and your property. All plans issued by a professional Houston Home Insurance Agent are meant to protect your home from situations beyond your control, so that your home will be livable and your finances secure.

A policy that covers your home against damages caused by unexpected weather damage is one of the most common forms of insurance sold by Houston Home Insurance Agent. It also protects you in case of vandalism or theft. Any damages caused to your house by a car accident will be covered by your insurance company. The policy provided by your local Houston Home Insurance Agent even guards you from being held liable if a guest or visitor is injured while on your property. There are only two situations your policy will probably not cover, and those are damages resulting from a flood or an earthquake.

Houston Home Insurance Agent: Renters Need Insurance Too

You might think, because you're renting, you don't need or can't purchase services from a professional Houston Home Insurance Agent. While renter's policies are markedly different from those offered to homeowners, they are still comprehensive, flexible, and valuable. Problems that you might encounter as a renter, such as vandalism, theft, and repairs can all be guarded against through your Houston Home Insurance Agent. In fact, your landlord probably has a policy protecting him in case you default on your rent.

If you are an insured renter, your insurance company will protect you against thieves, and any damages caused by attempted break-ins. By calling for Houston Home Insurance Agent, you can now avoid the ugly financial and legal followings of such a situation.

Regardless of what type of home you are renting, you should protect your finances against possible disasters. Your Houston Home Insurance Agent can help you build a custom plan that meets your needs and doesn't go over your budget.

Houston Home Insurance Agent: How Much Does a Policy Cost?

The amount you can expect to pay varies widely depending on your type of plan, the size and location of your dwelling, and, in some cases, your budget. Homeowner’s insurance lasts a specified time period, called ‘the term’, which makes it a term contract. At the end of every term, you pay a certain sum of money, called the premium, to the Houston Home Insurance Agent. In other words, once you've paid, you can rely on your insurance until the end of your policy's term - there are no monthly payments.

Changes in your property and the area around it can cause the premium stated by your Houston Home Insurance Agent to increase or decrease. For instance, if you lived in a dangerous area, but over the past year, the local police has weeded out troublemakers, and a fire station has been put up, then your premium will be lowered as you are now living in area with less risk of dangers such as fire, theft and vandalism. Before renewing your policy, it is important to tell your Houston Home Insurance Agent of such changes so they know that your neighborhood is becoming more or less safe. If your needs from the policy have changed, and you need to add or remove coverage, then do so while renewing your policy.

Houston Home Insurance Agent: For the Things in Life that Matter

Building a trusted relationship with Houston Home Insurance Agent will help greatly for any future plans you might have. Houston Home Insurance Agent can also sell insurance for cars, life and health and can help you make the best choices. Having your own insurance agent makes moving locations and buying new cars much easier.

Although home disasters are uncommon, they're still devastating. Don't make the mistake of thinking you're absolutely safe from fires, break-ins, or unexpected collapses. You can always prepare for the aftermath of disasters, as they are unexpected. By calling Houston Home Insurance Agent to discuss your home insurance options, you can protect yourself, your home and your valuables against disaster.

810 Hwy. 6 South, Suite 201, Houston, Texas
Copyright 2008